Fair Housing
Equal Housing Opportunity Statement
The foundation of equal housing laws at both federal and state levels is to ensure fairness for all homebuyers throughout every phase of a real estate transaction. These regulations strictly forbid any form of discrimination based on an individual’s race, color, religion, gender, disability, family status, or country of origin.
Historical Legislation
-The Civil Rights Act of 1866: This pivotal legislation outlaws any form of racial discrimination in property sales or rentals.
– The Fair Housing Act: Established in 1968, this act enforces fair housing as a fundamental right across the nation, banning discrimination in housing transactions, rentals, and availability due to race, color, religion, gender, disability, family status, or national origin.
– Americans with Disabilities Act: Specifically, Title III of this act ensures that individuals with disabilities are not discriminated against in commercial spaces and public facilities.
– Equal Credit Opportunity Act: This act ensures fairness in credit transactions, prohibiting discrimination based on race, color, religion, national origin, gender, marital status, age, or reliance on public assistance.
Obligations and Rights
Sellers and Landlords: As a property seller or landlord, it’s imperative to adhere to these laws, ensuring no discriminatory practices in property transactions based on the prohibited categories. Real estate professionals representing you must also follow these guidelines, as they too are bound by these laws.
Homebuyers and Renters: As a prospective homebuyer or renter, you are entitled to a discrimination-free housing process. This includes access to properties within your budget without bias, equal service from real estate professionals, and freedom from restrictive practices related to location, financing, or conditions of sale or rental.
Real Estate Professionals: Agents and brokers are required to conduct their business free from discriminatory practices, adhering strictly to the principles of equality in all transactions.
Addressing Violations: If you believe your rights under these laws have been violated, you can file a complaint with the U.S. Department of Housing and Urban Development (HUD) at their website or through their toll-free numbers: 1-800-669-9777 (voice) or TTY 1-800-927-9275.